The Law and its Application

For more information on the Bankruptcy and Insolvency Act and its application, contact the Office of the Superintendent Bankruptcy Canada or the Canadian Association of Insolvency and Restructuring Professionals.

Office of the Superintendent Bankruptcy Canada        http://www.ic.gc.ca/eic/site/bsf-osb.nsf/eng/home
Canadian Association of Insolvency and Restructuring Professionals

This Association was created to promote the practice of insolvency administration and further the public interest. www.cairp.ca

 

Wage Earner Protection Program

The Wage Earner Protection Program (WEPP), which has been operational since July 7, 2008, was established to protect the unpaid salaries and vacation periods of eligible employees in the event of an employer’s bankruptcy or seizure. To participate in this program, submit a request online at servicecanada.gc.ca. If you do not wish to submit your request online, you can obtain a form from a Service Canada Centre near you.

 

 

Information on Your Credit Report

To find out your credit score or obtain a copy of your credit report, contact
 Equifax or TransUnion Canada at the following Web sites:

Equifax                                  www.equifax.com
TransUnion du Canada    www.transunion.com

 

Consult the Québec Land Register and the Register of Personal and Movable Real Rights Online

Land Register of Québec

All real property transactions become public upon registration in the Land Register of Québec. Thus, since it is a public register, all citizens can access it and trace the history of transactions made on a lot since its creation. www.registrefoncier.gouv.qc.ca

RDPRM

The Register of Personal and Movable Real Rights was established to publish personal and movable real rights, making them valid against all persons. The site allows readers to consult the Register online and provides a host of other useful information. https://www.rdprm.gouv.qc.ca/rdprmweb/index.asp

 

Voluntary Deposit

Voluntary deposit is a measure contained in the Code of Civil Procedure that allows you to repay your debts by depositing with the Court a portion of your earnings determined by law. For more information on this procedure, visit the Justice Québec Web site.  www.justice.gouv.qc.ca/francais/publications/generale/depot_vo.htm

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